ECommerce Finance (SIC 47910)

E-Commerce finance at your fingertips for etailers and online marketplaces

Trade Finance Global / Finance Products / ECommerce Finance (SIC 47910)

Ecommerce and Online Retail (SIC 47910)

Our team can work with you to provide a financing solution for your ecommerce business and thus assist in improving your cash flow; this will allow you to foster better relationships with those in your distribution channel. By having a tailored finance solution, it will allow you to sort out the seasonal fluctuations in your business and help in reducing the associated risks. The inventory financing solutions we assist to create will enable you to focus on the sales and growth of your company.

E-commerce Finance

We can assist with the financing of products sold on your e-commerce platform at any point in the process, from manufacture through to end sale. This flexible financing will assist with taking into account the difficulties and market dynamics in your sector. We understand the pressures that drive your distribution channel and can work with you to raise finance in various ways; against current stock or orders.

Finding the right funder will allow you to locate the product, in the right quantities, and this will assist in meeting client demands.

Our funding specialists will assist you to overcome regulatory difficulties that will be faced when distributing your product across multinational borders.

Products financed

Key e-commerce products financed include:

  • Toys
  • Cosmetics
  • Computers
  • TVs
  • Clothes
  • Furniture
  • House wear
E-Commerce Finance Requirements
  •  Your business is looking for £50k+ trade finance
  • You want to purchase stock or release finance from products and have customers/buyers
  •  Your business is creditworthy
How the transaction works

Usually, when a customer wants to buy or release finance from stock, we will assist in creating a tailor-made financing solution at the best rate that is based on your individual circumstances. This is then repaid over time.

What is the SIC Code for E-Commerce?

The SIC Code is 47910 (Retail sale via mail order houses or via Internet)

Other SIC Codes that could also be used are:

  • 46110 Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods
  • 46120 Agents involved in the sale of fuels, ores, metals and industrial chemicals
  • 46130 Agents involved in the sale of timber and building materials
  • 46140 Agents involved in the sale of machinery, industrial equipment, ships and aircraft
  • 46150 Agents involved in the sale of furniture, household goods, hardware and ironmongery
  • 46160 Agents involved in the sale of textiles, clothing, fur, footwear and leather goods
  • 46170 Agents involved in the sale of food, beverages and tobacco
  • 46180 Agents specialized in the sale of other particular products
  • 46190 Agents involved in the sale of a variety of goods
  • 46410 Wholesale of textiles
  • 46420 Wholesale of clothing and footwear
  • 46431 Wholesale of audio tapes, records, CDs and video tapes and the equipment on which these are played
  • 46439 Wholesale of radio, television goods & electrical household appliances (other than records, tapes, CD’s & video tapes and the equipment used for playing them)
  • 46440 Wholesale of china and glassware and cleaning materials
  • 46450 Wholesale of perfume and cosmetics
  • 46460 Wholesale of pharmaceutical goods
  • 46470 Wholesale of furniture, carpets and lighting equipment
  • 46480 Wholesale of watches and jewellery
  • 46491 Wholesale of musical instruments
  • 46499 Wholesale of household goods (other than musical instruments) n.e.c. 

Clothing Company

Case Study

Clothing Company, E-Commerce Finance

An e-commerce company based in Lancaster that sells clothes online to customers in the UK and Europe. The client wanted to release finance secured against stock with orders. Trade Finance Global assisted with creating a finance solution for clients and will help in providing further support as the business expands.


Speak to our trade finance team

About the Author

Deepesh Patel is Editorial Director at Trade Finance Global (TFG). In this role, Deepesh leads efforts in developing TFG’s brand, relationships and strategic direction in key markets, including the UK, US, Singapore, Dubai and Hong Kong.

Deepesh regularly chairs and speaks at international industry events with the WTO, BCR, Excred, TXF, The Economist and Reuters, as well as industry associations including ICC, FCI, ITFA, ICISA and BAFT.

Deepesh is the host of the ‘Trade Finance Talks’ podcast and ‘Trade Finance Talks TV’. He is co-author of ‘Blockchain for Trade: A Reality Check’ with the ICC and the WTO, alongside other industry research.

In addition to his work at TFG, Deepesh is a Strategic Advisor for WOA, and works closely with ITFA. He also sits on the Fintech Working Group of the Standardised Trust.

Prior to TFG, Deepesh worked at Travelex where he was responsible for the cards business and the Travelex Money app in Europe, NAM, UK and Brazil. Deepesh is Chair of Governors and co-opted LA Governor of the Wyvern Federation, which has responsibility for 5 primary schools in South London.

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