Vipin Bharathan is the founder of dlt.nyc, a consulting practice at the intersection of dlt, capital markets, technology, tokenization and regulation. Vipin is active in Hyperledger as chair of the Capital Markets Special Interest Group and the Identity Working Group. Vipin is a Forbes contributor on the topic of Blockchain and crypto-currencies. Vipin Bharathan is also a full-stack developer. He is a student of monetary theory, a practitioner of risk analysis and its connection to liquidity and market making. Vipin Bharathan helped build an open source CBDC called eThaler in Hyperledger labs. eThaler followed the ERC 1155 token standard and was built using the Token Taxonomy Framework. eThaler code was later re-purposed to build a carbon token. eThaler and an accompanying whitepaper was also demonstrated to the IMF, the World Bank, the BOE, the DCGI, IBM and other globally significant entities.​ Vipin Bharathan has worked in diverse Industries such as ​Retail Payments, Debt Capital Markets,  Foreign Exchange, Insurance and Media.​