HSBC | Trade Finance and Receivables Finance

HSBC is housed under HSBC Holdings plc and is a British multinational financial services company with its headquarters based in London. They have over 6,500 offices world-wide and 60 million customers. On an asset basis, they sit as the fifth largest bank.

HSBC offers many funding types, along with more standard business finance solutions such as factoring and invoice discounting. There are working capital solutions, which could assist in providing a more efficient business and trade finance products that assist with international trade and growth into new markets. Supplier finance solutions can assist with partnerships with main suppliers and sales finance management can assist in expanding the distributor and sales network, whilst reducing non-payment risk as working capital finance is provided.

HSBC also offers risk management products to mitigate the risk of potential problems when entering new markets. HSBC can assist when working with new trade partners and also with currency and price volatility. There are also other commodity and structured trade finance solutions for cross border and more complex trades such as documentary collections, prepayment and borrowing base finance facilities.

A Tale of Trade Financing – HSBC NOW

A Tale of Trade Financing – HSBC NOW

HSBC Trade Finance and Receivables Finance – Benefits

  • Regulated by the Financial Conduct Authority
  • Headquartered in London
  • One of the largest banks in the world
What types of funding does HSBC offer?
  • Business banking
  • Consumer banking
  • Private banking
  • Investment banking
  • Consumer banking
  • Mortgage loans
  • Wealth management
  • Credit cards
  • Insurance
How much funding can you apply for at HSBC Trade Finance?

HSBC is one of the largest banks in the world and thus there is no upper limit on the size of funding line that can be offered. There are instances where in larger facilities; HSBC will act as part of a syndicate to lend.

What types of finance does HSBC offer?

HSBC provides finance to borrowers of various sizes and will fund up to around 90% of an invoice in as short a time as the next working day. HSBC also offers a business the ability to control their own sales ledger and provide a confidential invoice discounting service. Invoices act as security, instead of personal or business assets and credit protection can be arranged to provide a guard against bad debts.

HSBC can assist in managing the sales ledger and credit control of a business. HSBC have over 45 years of experience in collecting commercial debt and invoices act as security, instead of assets owned by those in the business. Credit protection can also act as a risk mitigation mechanism against bad debts and late payments.

What are the charges for HSBC Trade and Receivables Finance?

Charges are lower than many smaller financiers, due to the low rate that HSBC borrow at in the money markets. However, the rate they lend at will depend on the type of business.

Around nine years ago, Sun started a business in Changzhou, which was a textile centre in China. With the assistance of HSBC, he now employs around 26,000 people across 30 manufacturing sites in destinations such as Southeast Asia, China and Africa.

Popular Types of Trade Finance

Commercial Finance at HSBC (Logo)

Key Stats

HSBC offers a number consumer and business finance solutions. The banking they have is consumer banking, private banking, investment banking, consumer banking, wealth management, mortgage loans, credit cards and insurance. On the business side, their products vary from invoice discounting and factoring to more structured finance solutions such as cross border commodity finance.
Group Chief Executive:
Stuart Gulliver



Company Type:
Public Limited Company and have a group structure

8 Canada Square
Canary Wharf
United Kingdom
Date published: 29/02/2016
4.5 / 5 stars
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