Hitachi Capital (UK) PLC | Trade & Invoice Finance

Hitachi is an industry leader in providing invoice finance solutions, retail finance (a b2b offering for customers), and vehicle finance to organisations.

Hitachi Capital also provide cashflow solutions, asset finance, and block discounting (a form of Sale and Leaseback) as a working capital solution. It is one of the fastest growing invoice finance providers within the market today, having lent over £72 million worth of business finance to over 650 UK companies in 2014 alone.

Why use invoice finance rather than a bank overdraft? Hitachi Capital

Unlike a business overdraft where you have to negotiate if you need extra money Invoice Finance automatically increases with your sales turnover, making it a much easier and faster for your company to grow. As well as this, Invoice Finance is usually cheaper than a bank overdraft and offers more security as banks can often withdraw their finance facilities at short notice.

Hitachi Capital – Benefits

  • Regulated by the Financial Conduct Authority. Registered in Cardiff no. 1630491.
  • 27 years experience in business finance
  • Continued winners of NACFB Awards
What types of funding does Hitachi Capital offer?

Although Hitachi Capital is best known for its fleet management and retail finance support, the business finance division is split into four key streams:

  • Invoice Discounting
  • Cashflow Finance
  • Asset Finance
  • Block Discounting
How much funding can you apply for?

Hitachi offer import and export facilities ranging from £100k – several million.

What type of invoice finance does Hitachi Capital offer?

The company handles recourse finance, CHOC (customer handles own collections) and confidential invoice finance.

What are the charges for Hitachi Capital Invoice Finance?

Providing the client has a minimum turnover of £50k, they will lend up to 85% in advance on the invoice, at finance rates between 2% and 4% above base rate (LIBOR). Service charges can be between 0.25% and 3% of gross annual turnover.

We are a new company and found Hitachi’s service to be very easy to use, easy to set up and the ongoing support is very good. They offer very competitive rates in comparison to other factoring companies which actually worked out better when you take in to account all the charges. The initial set up and enquiry was dealt with by Alan Adams who was very helpful and walked us through every step ensuring peace of mind which ultimately secured the contract as other companies we spoke with were vague and did explain all the aspects of their service. After set up we were handed over to an Implementation team who ensured the introduction to the company was smooth and hassle free. I would recommend Hitachi to anyone who is looking for Invoice Finance.

Popular Types of Trade Finance

Hitachi Capital Business Finance

Key Stats

Hitachi Capital (UK) PLC
Hitachi Capital offers a variety of Business Finance Solutions from Retailer Finance to Vehicle Finance, Commercial Business Finance to Factoring and Invoice Finance.
CEO Information:
Robert Douglas Gordon



Lead Investor:
British Business Bank and it’s own funds

Company Number:

Hitachi Capital House
Thorpe Road
TW18 3HP
United Kingdom
Date published: 18/01/2016
4.5 / 5 stars
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